Realize Your Dream of Home Ownership

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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Home Purchase Loans and Refinance in California

Welcome to Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership or save you money by lowering your monthly mortgage payment.

In terms of purchase loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of our borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes Reliance Bay Funding unique is that we also offer the following niche programs as well: Private Investor Loans, Rehab Loans, Construction Loans, Hard Money Loans, Bridge Loans, Fix and Flip Financing for the Real Estate Investor.

Contact Reliance Bay Funding today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Find the Right Mortgage Option for You! Tell us what your goal is

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Loan Calculator

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Get To Know Us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

What our clients say about us!

It was a pleasure working with Zabi at Reliance Bay Funding. He made the homebuying experience seamless and speedy for my family.

Financing our first home through Reliance Bay Funding was a breeze. We will always come back to them for all of our home loan needs.

Thank you RBF for your professionalism and attention to our financial needs.

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